Personal Lines
Home – Personal Lines
Personal insurance covers individuals against financial loss in the event of unexpected illness, injury or loss of property. By reducing the liability of the policyholder, personal lines prevent financial stress. While the coverage depends on your premium, insurers offer personalized policies allowing customers to handpick deductibles according to their needs. We at FMMIC will assist you to select the best wider coverage with the lowest possible premium.
Personal insurance categories include homeowners insurance, automobile insurance, life insurance and health insurance, along with more niche products like wedding, pet and personal watercraft insurance.
WATERCRAFT INSURNACE
Your boat is more than “just a boat” to you. It represents a lifestyle that deserves to be protected by the best marine insurance on the water. With over 45 years of marine insurance experience, Markel provides a level of expertise that is unsurpassed in the marine industry.
Plus, unlike a typical homeowners insurance policy, we focus on marine insurance and have developed a wide variety of marine insurance coverage for almost any type of boat or watercraft.
We understand every boat requires a different kind of insurance coverage, which is why we tailor your boat insurance policy to fit your individual needs. We consider the kind of boat you own and your favourite activities to customize your policy. No matter the boat you own—from antique to pleasure boat, pontoon and more—we aim to have the right insurance coverage for you
INDIVIDUAL MEDICAL INSURANCE
Choosing the right insurance policy can be a confusing and daunting task as one needs to get maximum financial benefits at a lowest possible premium. If you are also in this dilemma and not sure how to choose the right policy for your yourself and your family then you have come to the right place. As FMMIC we provide you with the best health insurance coverages and plans.
INDIVIDUAL TERM LIFE INSURANCE
Life is full of uncertainties, and while we can’t predict the future, we can take steps to protect our loved ones in case the worst should happen. It’s important to be prepared now, as life can change fast and rather unpredictably, and having the right life insurance policy can provide the protection you need.
FMMIC Insurance Consultants is here to help you find the right life insurance coverage that works for you, your spouse, and your entire family
HOME INSURANCE
The policy extends coverage for loss, damage and destruction of homes, apartments, villa and personal effects due to fire, and allied perils. The combined insurance in the home insurance policy protects financial loss caused by fire and perils, theft and/or attempted theft, flood, rainwater damage, storm, explosion, water leakage, hurricane and lightning, Subsidence
TRAVEL INSURANCE
Travel insurance protects you from financial losses if unexpected events occur before or during your trip. Oftentimes, plans are comprehensive and include protection for cancellations, baggage issues, and more. Still, sometimes you only need medical coverage or evacuation protection, so we recommend evaluating your trip and needs and then exploring the benefits you need. Depending on the policy, it can cover:
- Trip cancellations or interruptions
- Emergency medical expenses
- Lost, damaged, or delayed baggage
- Flight delays and missed connections
- Rental car damage
Even if your existing health insurance or credit card offers some travel benefits, these plans often provide limited coverage abroad. That’s why a dedicated travel insurance policy can be a wise investment
MOTOR INSURANCE
For many people in the UAE, their vehicles are their one of their most valuable assets. And like any other asset, ensuring that your vehicle is adequately covered is important. That’s why our specialist team assesses your existing insurance cover, to identify missing or unnecessary motor insurance cover.
We will construct an insurance package based on your unique needs, with easy-to-understand premiums and flexible payment options. We have ассеss to а wide range of insurers and sсhеmеs, allowing us to рrоvіdе уоu with motor insurance to suit уоur ехасt nееds – whether you want to insure a car, van, commercial vehicle or more.
